Auto Loans
See EFCU BEFORE You Go to the Dealer!
Shopping for a new or used vehicle? Confused about the dealer's special rate financing? Often it may mean hidden costs, higher vehicle prices or in most cases YOU DON'T qualify for the rate. So BEFORE you go to the dealer, come see us and get PRE-APPROVED for your auto loan. With our flexible terms, no hidden costs, 100% financing, and low interest rates, we'll make your next automobile purchase more affordable without the hassle of arranging financing. Take a look at the chart below comparing 0% financing versus taking a rebate and financing your loan with Episcopal FCU. It pays to read the fine print.
| EFCU Financing | Dealer Financing | |
| Vehicle Price | $20,000 | $20,000 |
| Dealer Rebate | $4,000 | None |
| Net Price | $16,000 | $20,000 |
| Rate | 4.99% APR | 0.00% |
| Term | 5 Years | 5 Years |
| Monthly Payment | $302 | $333 |
| Total Payments | $18,120 | $20,000 |
| You Save | $ 1,880 | $0 |
Bottom Line: You can buy at the dealer, but don't finance at the dealer. Insist on financing your new car with Episcopal FCU. We'll help keep the money in your pocket where it belongs.
Already have your loan with another lender? Compare our rates; you may even save money when you refinance your existing auto loan with EFCU.
So make life easier on yourself, get pre-approved, then buy the car of your dreams, and finance your new/used auto with Episcopal FCU.
To find out more about how we can help you obtain affordable, reliable auto insurance, click here!
Or click on the links below to apply online or learn more about Guaranteed Asset Protection and Mechanical Breakdown Insurance:
To apply for your Auto Loan, log in to our eBranch to fill out an application and get instant approval! If you are new to EFCU's eBranch, give us a call at 1-800-245-0433 and we will help you set up your account.
You may also download and print a loan application here, and then mail it in or bring it to your local branch.
